Earnup tomore interest2than the national average withour Money Market Special1.75%MidWestOne MoneyMarket Special0.25%Money MarketNational AverageSAVINGSEMPOWERED. with our Money Market Special.Take your savings to the next levelOpen our Money Market Special with Balance to obtain APYat least $25,000 in new money to qualify. $0-$24,999.99Balances of $100,000 earn 1.75% APY, $25,000-$99,999.99guaranteed through January 31, 2020, $100,000-$949,999.99Offer available for a limited time.APY0.10%1.50%1.75%0.20%$950,000 and above*IT'S EMPOWERED MONEY MANAGEMENT. It's the Money Market Special from MidWestOneestoneBank.Newport, MN | 2104 Hastings Ave651.506.7250Annual Percentage Yield (APY)National Average APY is accurate for jumbo money markets greater than $100,000 as of December 3, 2018, ascalculated by the FDICRates are guaranteed through January 31, 2020. Beginning February I, 2020, the following vañiable interestrate tiers will apply:$0- $9.999.99; $10,000 $24,999.99; $25,000 $49,999.99 $50,000-$99,999.99, $100,000$249,999.99: $250,000 and above. See a Personal Banker for current rates. Limit one promational account perWhen interest is paid, your account balance may exceed the minimum balance for the next interest tier. f yourdaily balance exceeds$919,999.99, the entire balance will earn 0.20% APY. Minimum balance to avoid service fees$1,000 for consumer or $2,500 for business). Fees could reduce earnings. Not available for Public Funds or IRAs.See the Business Money Market Account on our website for additional information about fees and termsMidWestOne.comMember FDIC

Date: January 8, 2019

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Earn up to more interest2 than the national average with our Money Market Special 1.75% MidWestOne Money Market Special 0.25% Money Market National Average SAVINGS EMPOWERED. with our Money Market Special. Take your savings to the next level Open our Money Market Special with Balance to obtain APY at least $25,000 in new money to qualify. $0-$24,999.99 Balances of $100,000 earn 1.75% APY, $25,000-$99,999.99 guaranteed through January 31, 2020, $100,000-$949,999.99 Offer available for a limited time. APY 0.10% 1.50% 1.75% 0.20% $950,000 and above* IT'S EMPOWERED MONEY MANAGEMENT. It's the Money Market Special from MidWestOne estone Bank. Newport, MN | 2104 Hastings Ave 651.506.7250 Annual Percentage Yield (APY) National Average APY is accurate for jumbo money markets greater than $100,000 as of December 3, 2018, as calculated by the FDIC Rates are guaranteed through January 31, 2020. Beginning February I, 2020, the following vañiable interest rate tiers will apply:$0- $9.999.99; $10,000 $24,999.99; $25,000 $49,999.99 $50,000-$99,999.99, $100,000 $249,999.99: $250,000 and above. See a Personal Banker for current rates. Limit one promational account per When interest is paid, your account balance may exceed the minimum balance for the next interest tier. f your daily balance exceeds$919,999.99, the entire balance will earn 0.20% APY. Minimum balance to avoid service fees $1,000 for consumer or $2,500 for business). Fees could reduce earnings. Not available for Public Funds or IRAs. See the Business Money Market Account on our website for additional information about fees and terms MidWestOne.com Member FDIC