CD rates toempower your savings.30-Month Investors' Option1,22.82% 2.47%2.50% 2.10%2.05: 1.65%1.50% 1.25%APYAPYwith relationship bump510,000 and abovewith relationship bump1,000-$9,9999922-Month SpeciallAPYAPYwith relationship bump10,000 and abovewith relationship bump1,000-$9,999.9911-Month SpeciallAPYAPYwith relationship bump510,000 and abovewith relationship bump1,000-59,999.945-Day SpeciallAPYAPYwith relationship bump510,000 and abovewith relationship bump,000-59,999 9To qualify, you must have, or open, a MidWestOne Personal Checking AccountStop by your local MidWestOneBank to open a CD todayGET STARTED. GET EMPOWERED.MidWestOne Newport, MN 2104 Hastings AveBank.651256.7250Annual Percentage Yield (APY), Rate remains the same throughout the investment period. $1,00000 minimumdeposit required unless otherwise noted. Penalty for early withdrawal, Rates shown are current as of 10/5/18and are subject to change without notice. Relationship bump cannot be combined with any other specials orrelationship offers. See Personal Banker for more detailsThe rate can be increased one time during the initial term, upon customer request to the bank, based on theprevailing 30 Month Investors'Option applicable ratetier, Automaticallyrenews into ständard 30 Month Fixed CDMidWestOne.comMember FDIC

Date: October 9, 2018

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CD rates to empower your savings. 30-Month Investors' Option1,2 2.82% 2.47% 2.50% 2.10% 2.05: 1.65% 1.50% 1.25% APY APY with relationship bump 510,000 and above with relationship bump 1,000-$9,99999 22-Month Speciall APY APY with relationship bump 10,000 and above with relationship bump 1,000-$9,999.99 11-Month Speciall APY APY with relationship bump 510,000 and above with relationship bump 1,000-59,999.9 45-Day Speciall APY APY with relationship bump 510,000 and above with relationship bump ,000-59,999 9 To qualify, you must have, or open, a MidWestOne Personal Checking Account Stop by your local MidWestOne Bank to open a CD today GET STARTED. GET EMPOWERED. MidWestOne Newport, MN 2104 Hastings Ave Bank. 651256.7250 Annual Percentage Yield (APY), Rate remains the same throughout the investment period. $1,00000 minimum deposit required unless otherwise noted. Penalty for early withdrawal, Rates shown are current as of 10/5/18 and are subject to change without notice. Relationship bump cannot be combined with any other specials or relationship offers. See Personal Banker for more details The rate can be increased one time during the initial term, upon customer request to the bank, based on the prevailing 30 Month Investors'Option applicable ratetier, Automaticallyrenews into ständard 30 Month Fixed CD MidWestOne.com Member FDIC

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